Last updated: Seprember 2026
Quick Answer
A viral screenshot claims that EA will increase the FC 27 Ultimate Team Transfer Market tax from 5% to 12%, but there is currently no official confirmation from EA.
The rumor is particularly interesting because of the new FUT Gallery system. Players purchased from the Transfer Market can be recorded in your Gallery and can continue contributing to Gallery Sets even after being sold.
This creates an obvious strategy: buy a player → register the card in your Gallery → sell it again.
A higher Transfer Market tax would make that process considerably more expensive while simultaneously reducing the profitability of traditional player flipping.
What Does the Viral EA FC 27 Screenshot Claim?
The image circulating online appears to show a message from “EA Fraud and Player Security.”
According to the screenshot, EA supposedly plans to increase the Ultimate Team Transfer Market tax:
• Current tax: 5%
• Rumored new tax: 12%
The image claims that the change is related to “increasing manufacturing costs around the world” and describes the higher tax as necessary to maintain the FC 27 experience.
That wording is one of the reasons the screenshot should be approached cautiously.
More importantly, we could not find a corresponding announcement on EA's official FC 27 channels at the time of writing.
Until EA publishes an official statement or the tax actually changes in-game, the 12% figure remains unconfirmed.
Why Is This Rumor Appearing Now?
The timing makes the rumor particularly interesting because FC 27 introduced FUT Gallery, one of the biggest changes to Ultimate Team progression this year.
EA describes FUT Gallery as a system that records eligible Player Items that have passed through your Club. Items obtained through the Transfer Market can be recorded, and an eligible item may continue contributing to Gallery Sets even after you sell it or submit it into an SBC.
That creates a completely new relationship between collecting and the Transfer Market.
Previously, buying a card primarily made sense because you wanted to:
• use the player in your squad;
• complete an SBC;
• trade the card for profit;
• invest in the card and sell later.
FUT Gallery adds another reason:
• You may want to own the card only long enough for it to count toward your collection.
• Once recorded, you can potentially sell it and move on to another card.
That makes rapid buying and reselling much more attractive.
FUT Gallery Could Encourage Massive Card Flipping
Consider a simple example.
A player wants to complete several FUT Gallery Sets.
Instead of permanently spending hundreds of thousands of coins collecting every card, the player can potentially purchase missing items, have them recorded and then sell them back onto the Transfer Market.
Community tools are already explicitly calculating Gallery routes around this behavior, including the 5% selling tax.
The current tax therefore becomes effectively part of the cost of completing a Gallery collection.
And this is where the rumored 12% tax becomes interesting.
5% vs 12% EA Tax – The Difference Would Be Huge
Imagine buying a player for 100,000 coins and later selling that player for exactly the same price.
With a 5% tax:
Sale price: 100,000EA tax: 5,000Coins received: 95,000Loss: 5,000 coins
With a hypothetical 12% tax:
Sale price: 100,000EA tax: 12,000Coins received: 88,000Loss: 12,000 coins
You would lose 7,000 additional coins on a single transaction.
Now imagine repeating the same process across dozens of players while completing FUT Gallery Sets.
The difference becomes enormous.
Player Trading Would Become Much Harder
The biggest impact would probably be felt by traditional Ultimate Team traders.
At the current 5% tax, buying a player for 100,000 coins means you need to sell above roughly 105,263 coins just to break even.
This would be especially important at the beginning of the Ultimate Team cycle, when every coin matters. Our FC 27 Web App Start Guide covers the early trading, Objectives and coin-building methods players can use to build their first budget.
With a hypothetical 12% tax, that break-even price would rise to roughly 113,637 coins.
That changes the risk/reward calculation dramatically.
Small price movements would no longer be enough.
Buying at 100K and selling at 105K might look like a successful trade on the market graph, but under a 12% tax it would actually produce a significant loss.
Short-term flipping, mass bidding and small-margin trading strategies would therefore become much less attractive.
Final Verdict
The rumored 12% EA tax in FC 27 is a major story — if it turns out to be real.
Such a change would dramatically increase the cost of player flipping, make FUT Gallery collection cycling more expensive and raise the break-even point for virtually every trading strategy.
It would also affect ordinary players who simply want to sell expensive cards and rebuild their squads.
This could become especially important during major promos, when players often buy expensive cards to test them before selling again. For example, our FC 27 Destined for Glory Team 2 review covers cards such as Haaland, Upamecano, Caicedo and McKennie that could see significant early market activity.
But the key word is still “rumored.”
As of September 29, 2026, we have found no official EA confirmation that the Ultimate Team Transfer Market tax is changing from 5% to 12%.
For now, the viral screenshot should therefore be treated as an unverified claim rather than an announced FC 27 feature.
If EA confirms any change to the Transfer Market tax, we will update this article with the official details.
Need FC 27 Coins for Your Ultimate Team?
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The first days of the Web App and early access are always important: players are completing starter SBCs, farming Objectives, testing cheap meta cards and trying to build their first competitive squad as fast as possible.
If you want to strengthen your team early, coins can make a big difference. They help you buy key starter players, complete important SBCs, invest in useful cards and react faster to the market.
If you want to upgrade your squad and get a stronger start in Ultimate Team, you can check the latest FC 27 Coins prices on FUTBUY and build your club faster from day one.
FC 27 Transfer Tax Frequently Asked Questions
Is the 12% tax confirmed by EA?
No. EA has not officially confirmed an increase from 5% to 12%. For now, the viral screenshot should be treated as a rumor.
When will the 12% tax be introduced?
There is no confirmed release date. Until EA makes an official announcement, the 12% tax remains unconfirmed.
Will it affect all Ultimate Team modes?
The rumor specifically concerns the Transfer Market selling tax. It would therefore affect selling tradeable items rather than modes such as Rivals or Champions.
How will the tax change the market?
Trading would become significantly more expensive. Small-margin flips and mass bidding could become less profitable, while the break-even price for every trade would increase.
What does this mean for regular players?
Regular players could lose more coins when changing their squads. Selling a 500K player would cost 25K at 5% tax, compared with 60K at 12%.
How can I reduce the impact?
Be more selective when buying expensive cards, avoid unnecessary flips and always calculate your break-even price before trading.
Is it still worth buying FC 27 coins?
Coins would still be essential for buying players and upgrading your squad. However, if the rumored 12% tax becomes real, buying and reselling expensive cards would become considerably more costly.
For now, the key point remains simple: the 12% FC 27 Transfer Market tax is not officially confirmed.
